Monday, May 4, 2009

Credit Card ~

Okay, I’ve been thinking lately about this thing a lot. .ergh !! its bothering me a lot too. I just think that I really need at least 1 credit card, for emergency use. So I asked a few people around me, just a few of them suggested I have to apply for the sake of the emergency case (yeah !! have to make sure) d rest will be telling me the horror story about the credit card. .haha. seriously scary !!

Then cite punye cite with zera, she said ok to apply, but not really okay to apply. Erm still xleh nk decide. So I checked all credit card T&C’s, read it (like I really read it. .hehe) then I stopped think about it. yes !! It can get off of my mind rupenye. .hehe. tp bertahan seminggu je kot. Start blk borak wih zera, pagi I borak2 dgn dia, tghari dia dh ter’apply’ pulak credit card 2. .hehe. but I can believe her. Like she said to me. “im a decent shopper” hehe selama nie u, kita yg hasut faiz shopping okay !! hehe

The things is, I dh nmpk rmai org, or dgr byk cite pasal credit card nie. .example. .senang cite example dia mcm cite “confession of a shopaholic” la. Org yg pkai credit card nie, mmg akan shopping x ikut kemampuan diaorg, main swipe je. Cube u all check blk apa definition credit card nie?? Walaupun org tahu, credit card nie still akan di bayar pkai duit kita gak sendiri. Tp when it comes to shopping, smua pun lupe. So nie yg i found on the net.


“A credit card is part of a system of payments named after the small plasctic card issued to users of the system. It is a card entitling its holder to buy goods and services based on the holder's promise to pay for these goods and services. The issuer of the card grants a line of credit to the consumer (or the user) from which the user can borrow money for payment to a merchant or as a cash advance to the user.”

Yeah !! I did apply this damn credit card (sighhhh!!) but I really hope that I really2 understand apa yg I copy paste nie. .hahaha. but deep down I rase, I bole la cntrl myself. Nvm let see :)

8 comments:

Anonymous said...

errk.. ngeri tau Nas ana pakai kedit kad ni..cukuplah buat ana, last year ana tutup akaun kedit kad..

tapi kalau takde kedit kad, susah juga nak buat loan. Bunyi macam orang miskin je sebab tak ada kedit kad.. hehehe

ana takleh kontrol penggunaan kedit kad ni. :(

laydee's issues ~ said...

itu la sbb zera apply credit card, dia kata org nk tgk credit track back, if xde credit card xleh nk aplly personal loan. .x baik kan diaorg buat ceni kat kita :(

ana takleh cntrl? aduh !! skrng nas dh takot ana, zera x tkt pun. .hihi

Once Upon a Time said...

nas & ana: u guys dh ada car loan, so for future loans shud not have any problem altho xde card ok, as long as u guys byr keta on d dot.

anyway, dh ada card ni, temptation dia hebat ok...make sure guna bnyk mana yg ble byr je ok? lets be smart shoppers! we can do it :)

laydee's issues ~ said...

hehe ye la kan zera, kita pkai apa yg kita mampu byr je, yg 2 kena ingt slalu :) yeah !! we can be smart shoppers. .hehe

Once Upon a Time said...

Nas as a precaution use a marker, tulis on d card "mampu bayar ke??" so dat bila nk swipe, ada 'gentle' reminder :D

laydee's issues ~ said...

hehe 2 la i nk buat la, nk tulis, "mampu byr & bole cntrl ke". .hihihi

Anak Kajicuaca said...

u! ingat u!! simpan 1500 utk tujuan utama kita ok!! jangan guna 1500 ok!! pesan kat Zera gak!! if guna i tak maapkan u!! hehehhe

laydee's issues ~ said...

tujuan utama kita eh? hehehe
g slim world, ish ish ngeri ok nk byr blk. .huhuhu